Union Member Mortgages

Our Mortgage Loan Program does not charge any upfront fees such as an application fee, a credit report fee, a processing fee, etc. No borrower paid points or borrower paid broker fees are charged. This provides a significant savings to the union members. We are paid for our services directly by The Lender!

Our competitors collect from both you and The Lender…they just don’t mention that part…thus, not the same Savings!

The borrower is required per HVCC to order and pay for their appraisal. A refund is provided at the time of closing ($350 max).

Purchasing

Purchasing

Owning your own home provides several benefits.

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Refinancing

Refinancing

Find out if now is the right time to refinance!

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Reverse Mortgages

Reverse Mortgages

62 & Older Reverse Mortgages Available!

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Fireman

Fireman

“No Fee” Union Mortgage Loans!

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Policeman

Policeman

“No Fee” Union Mortgage Loans!

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Teachers

Teachers

“No Fee” Union Mortgage Loans!

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Closing Costs

As in all mortgage loans, other costs do apply…Lender fees, Title Insurance fees, State/County related fees, settlements fees..etc.

A Summary of Mortgage Loan Closing Costs is Provided Below:

Members Mortgage Fees:

Application Fee = $0

Credit Report Fee = $0

Processing Fee = $0

Points = $0

Junk Fee = $0

No Upfront Fees!
More Savings!

Other Applicable Loan Closing Costs:

Appraisal Fee: Paid upfront/refund at closing

Lender fees: Short term interest  •  Finance fees
Escrow deposits  •  Underwriting fee

Title Ins fees: Title Ins Policy  •  Recording fees
Search fees  •  Real Estate taxes

State / County: Mortgage taxes

Bank Attorney: Settlement / Closing fee

Other Closing Costs May Apply

1500+ Happy Teachers
1500+
Happy TeachersHappy Teachers


"I just wanted to express my gratitude for your hard work that went into getting me the refinancing on my property. Your company was the only one that could actually get my refinance done. I am so grateful it finally came through because I was so fed up with the other banks. Thank you again so much for being my lifesavers."

UFT Union Member

Ruth Bernard

UFT Union Member

1500+ Happy Teachers


"I just wanted to express my gratitude for your hard work that went into getting me the refinancing on my property. Your company was the only one that could actually get my refinance done. I am so grateful it finally came through because I was so fed up with the other banks. Thank you again so much for being my lifesavers."
2000+ Homes Refinanced
2000+
Homes RefinancedHomes Refinanced


"Joe thank you for the outstanding job you and your team did with my home purchase. Any questions I had through the process you all walked me through and made me feel at ease. I will definitely be spreading the word about you guys to family and friends."        

Teamsters 237 Member

Vladimir Numa

Teamsters 237 Member

2000+ Homes Refinanced


"Joe thank you for the outstanding job you and your team did with my home purchase. Any questions I had through the process you all walked me through and made me feel at ease. I will definitely be spreading the word about you guys to family and friends."        
1500+ Happy Teachers
1500+
Happy TeachersHappy Teachers


"Thanks to Joe and staff of Members for getting me through the refinance process. Special shout out to Laura and the processing team who went above and beyond. You guys are the best and I thank you from the bottom of my heart."

UFT Union Member

Sean Blanks

UFT Union Member

1500+ Happy Teachers


"Thanks to Joe and staff of Members for getting me through the refinance process. Special shout out to Laura and the processing team who went above and beyond. You guys are the best and I thank you from the bottom of my heart."
8000+ New Homes
8000+
New HomesNew Homes


"Thank you to the Members Mortgage staff for all your help with my home purchase in Florida. I knew from the beginning it was a difficult deal to get done and you guys pulled through. Your hard work and professionalism through the entire process was greatly appreciated."        

NYCPBA Member

Brian Wimpelberg

NYCPBA Member

8000+ New Homes


"Thank you to the Members Mortgage staff for all your help with my home purchase in Florida. I knew from the beginning it was a difficult deal to get done and you guys pulled through. Your hard work and professionalism through the entire process was greatly appreciated."        
1500+ Happy Teachers
1500+
Happy TeachersHappy Teachers
"Thank you so much for all you did for us during the home purchasing process. You went above and beyond to get the deal done in a timely manner and it was so appreciated. Your availably, communication, and expertise helped ease all of our fears. The whole mortgage process felt overwhelming and terrifying based on stories from family and friends. But you could not have made it any easier. We have recommended you to family and friends and will continue to do so. We appreciate you all so much!"

UFT Union Member

Graziella & Frank Simonetti

UFT Union Member

1500+ Happy Teachers
"Thank you so much for all you did for us during the home purchasing process. You went above and beyond to get the deal done in a timely manner and it was so appreciated. Your availably, communication, and expertise helped ease all of our fears. The whole mortgage process felt overwhelming and terrifying based on stories from family and friends. But you could not have made it any easier. We have recommended you to family and friends and will continue to do so. We appreciate you all so much!"
2000+ Homes Refinanced
2000+
Homes RefinancedHomes Refinanced

"Thank you for all your help refinancing the mortgage on our apartment! It was a tricky one to get done and I want to thank you for taking the time and effort to work with us. I'd also like to pass along special thanks to Laura Renz and Kevin Padar for all the work they did for us. Thanks again and if anyone else here in my office is looking to get a mortgage or refinance, I'll certainly pass along your information."        

Teamsters 237 Member

Keith Kerulo

Teamsters 237 Member

2000+ Homes Refinanced

"Thank you for all your help refinancing the mortgage on our apartment! It was a tricky one to get done and I want to thank you for taking the time and effort to work with us. I'd also like to pass along special thanks to Laura Renz and Kevin Padar for all the work they did for us. Thanks again and if anyone else here in my office is looking to get a mortgage or refinance, I'll certainly pass along your information."        
2000+ Happy Client
2000+
Happy ClientHappy Client


"Thank you for all the work that you do and everything you did to help us secure our home. We appreciate the craziness you all went through for us. Our Children are so happy in their new home and we couldn’t have done it without you."        

NYSUT Member

Iris Molina-Lopez, Jose Rios & Family

NYSUT Member

2000+ Happy Client


"Thank you for all the work that you do and everything you did to help us secure our home. We appreciate the craziness you all went through for us. Our Children are so happy in their new home and we couldn’t have done it without you."        

We are the only UNION ONLY mortgage loan provider.

ALL UNION MEMBERS & THEIR FAMILIES ARE WELCOME… Active & Retired!!!

Why us

Mortgage services at Members Mortgage Corp

Members Mortgage Corp is the leading provider of mortgages and home loans to the Union Member residents of New York, NY, Long Island, NY and other surrounding areas. We strive to provide the best services to our customers and we make every effort to provide you with excellent mortgages at competitive rates.

Pay Less Money on your mortgage

Our customers enjoy our mortgage services because we offer exceptional savings with our advanced mortgage loan program. You can estimate the mortgage rates by yourself using our convenient mortgage calculator. This calculator is based on an advanced algorithm with which you can find the most suitable refinance rates and terms for financial budget. With it, proper transparency is also maintained.

High Quality Services for all mortgage loans

We provide a variety of mortgage loans so that each customer can choose the plan most suitable for him/her. We provide 15 year and 30 year mortgages, fixed rate balloons, adjustable rate mortgages, interest only mortgages and many other plans. Our dedicated and experienced staff is always ready to provide you with high quality services. We know the importance of your time so we try to readily expedite the procedures related to mortgages like underwriting, funds transfer and more. We also try to keep our customers informed of their loan statuses and updates.

Would you like to speak to one of our mortgage loan specialists?

Just submit your contact details and we’ll be in touch shortly.